Senior Analyst, Credit - Commercial

Phillips 66 & YOU - Together we can fuel the future

The Senior Credit Analyst acts as an integral team member in the Commercial Credit organization to help support Commercial trading activity and manage counterparty credit.

Responsibilities May Include:

• Utilize internal exposure reporting, accounts receivable, deal capture, and scheduling systems to monitor and manage counterparty credit exposure.
• Review and assess new counterparties and/or new deals for existing counterparties.
• Identify and communicate drivers of credit risk and make sound judgments to support credit exposure decisions as necessary.
• Negotiate credit enhancements such as parent company guarantees and letters of credit.
• Partner with Commercial and Credit Evaluations team to recommend or approve credit limits for new and existing counterparties.
• Provide detailed account status updates for management as necessary.
• Work with Legal and Accounting personnel to resolve collection issues, bankruptcies, and bad debt.

Required Qualifications:

• Legally authorized to work in the job posting country
• High School Diploma/GED

Preferred Qualifications:

• Degree in Finance or Accounting
• Bachelor’s degree or higher
• Proficiency with SAP
• 5+ years of experience providing credit support in the energy industry, specifically in the power and natural gas sector
• Ability to work autonomously and to engage effectively as part of a team under the demands of a fast-paced environment
• Experience with financial statements or financial statement analysis
• Excellent communication skills and comfort working with people at all levels both internally and externally
• An innovative mindset able to understand the use of contractual terms, letters of credit, and guarantees

Total Rewards

At Phillips 66, providing access to high quality programs and care for you and your family is important to us. Maintaining a culture of well-being — physical, emotional, social, and financial — is essential for a high-performing organization. When we are at our best, we are poised to deliver exceptional results — personally and professionally. Benefits for certain eligible, full-time employees include:

• Annual Variable Cash Incentive Program (VCIP) bonus
• 8% 401k company match
• Cash Balance Account pension
• Medical, Dental, and Vision benefits with an annual company contribution to a Health Savings Account for employees on HDHP
• Total well-being programs and incentives, including Employee Assistance Plan, well-being reimbursement, and backup family care services

Learn more about Phillips 66 Total Rewards.

Phillips 66 has more than 140 years of experience in providing the energy that enables people to dream bigger and go farther, faster. We are committed to improving lives, and that is our promise to our employees and our communities. We are sustained by the backgrounds and experiences of our diverse teams, which reflect who we are, the environment we create and how we work together. We have been recognized by the Human Rights Campaign, U.S. Department of Labor and the Military Times for our continued commitment to inclusive practices and policies in the hiring and retention of those in the LGBTQ+ community and military veterans. Our company is built on values of safety, honor and commitment. We call our cultural mindset Our Energy in Action, which we define through four simple, intuitive behaviors: We work for the greater good, create an environment of trust, seek different perspectives and achieve excellence.

Learn more about Phillips 66 and how we are working to meet the world's energy needs today and tomorrow, by visiting phillips66.com.

To be considered

In order to be considered for this position you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature on or before the requisition closing date of 12/23/2024.

Candidates for regular U.S. positions must be a U.S. citizen or national, or an alien admitted as permanent resident, refugee, asylee or temporary resident under 8 U.S.C. 1160(a) or 1255(a)(1).  Individuals with temporary visas such as E, F-1, H-1, H-2, L, B, J, or TN or who need sponsorship for work authorization now or in the future, are not eligible for hire.